Template shop or AI builderFlareLarge agency
Typical website budget$2k–$15k$20k–$60k$100k+
Who does the workVaries, often outsourcedLed by the senior engineer you meet on the first callAccount team, work often delegated
CodeTheme or generated, hard to extendCustom, documented, yoursCustom, often agency-specific
SecurityPlugins or generated code, rarely reviewedSecure by default, checked for new threatsFormal reviews, often an extra cost
Payments, portals, integrationsPlugins and workaroundsEngineered in-houseEngineered, at enterprise cost
After launchUsually on your ownPublished plans and response timesRetainers with minimums